Welcome to secluded Penny Lane! Set on a sprawling 1.5-acre wooded lot, this beautifully maintained Rancher offers nearly 2,900 square feet of finished living space. Tucked away as the next-to-last home on a quiet street, this property provides unparalleled privacy and plenty of room to breathe, inside and out. No HOA! Step inside to a bright, open-concept living area showcasing gleaming hardwood floors and soaring cathedral ceilings that create a grand, welcoming entrance. The thoughtfully designed split-bedroom floor plan ensures maximum everyday privacy. On the left wing the primary suite serves as a true getaway, featuring a generous walk-in closet and a spacious en-suite bath complete with a large soaking tub, a corner shower, and abundant counter space. The right wing houses two additional bedrooms-including one bedroom with a convenient built-in closet organizer system-and a shared full bath. At the heart of the home is a cheerful eat-in kitchen featuring crisp white appliances, durable vinyl flooring, and a tucked-away laundry closet. Upstairs also gives you direct access to a large back deck-perfect for morning coffee or entertaining while overlooking your private acreage. The fully finished lower level is an incredible asset that doubles your usable footprint and offers immediate financial flexibility. It boasts a complete second kitchen, a dining space, a family room, a spacious bathroom with a brand-new corner shower, and a massive bonus room currently utilized by the tenant. Generating $14,400 per year in rental income from a month-to-month tenant, this lower level is perfect for an in-law suite, multi-generational living, or a savvy "house hack" to help pay down your mortgage. The tenant is flexible and can stay to provide immediate income or vacate prior to settlement. Don't miss this expansive retreat!